Do you need a pension for business? Large comparison small incl

Potovn spoitelna newly introduced Mal podnikatelská vr to less than a hundred pots. Let’s look at the Czech banking market, which, according to small businesses in the field of finance. Banks have prepared a firmly fast and simplified enough and approval of small incl. The paper bag cannot be completely avoided.

Both natural persons, entrepreneurs and first-time persons (eg limited liability companies) can provide unsuitable advances for small entrepreneurs. Most banks require one and two years of business experience and sometimes a minimum and / or maximum turnover.

Komern banka and Potovn spoitelna are quite strict and require the entrepreneur to have their business for a period of six months before they can fully maintain their business. On the other hand, Raiffeisenbank (eBanka) does not require a business loan to be established here even during the first year. Other banks are on the way: you do not have to have a bank before you can take it, but you only pay your pension to an account of your own offer.

BankNzev
vru
Who me
Which
o vr
Water
and
on bank day
esk
spoitelna
Profithistory bnho tu 12 msc,
turnover up to 30 mil. K ron
not a condition
for erpn yes
GE MoneyExpress business
nezajitn
ron historynot a condition
for erpn yes
Comern
Bank
professional
vr
yes, 6 msc
Potovn
spoitelna
Times
business incl
turnover up to 10 mil. K ronyes, 6 msc
Raiffeisenbank
(eBanka)
Business
fast
pjka
plant of 300 thousand K
do 60 mil. K ron
not a condition
Unicredit bank
(ivnostensk bank,
HVB)
Rychl
investin
vr
turnover up to 50 mil. K ron,
ron history
not a condition
for erpn yes

Most banks will provide non-finals at 9 and 11% year rates. When choosing a fee, it is important not only the rate, but also the fees and the possibility to pay early.

BankAnd
provided
vru
Maturity
vru
esk
spoitelna
a 1 mil. Ka 6 let
GE Money40 tis. a 1 mil. K2 a 7 let
Comern
Bank
and 1 mil. K for 1 year
and 500 ths. K for 3 years
Potovn
spoitelna
50 tis. a 500 tis. K1 a 5 let
Raiffeisenbank
(eBanka)
30 tis. a 3 mil. K1 a 15 let
Unicredit bank
(ivnostensk
Bank,
HVB)
100 tis. a 3 mil. K,
neelov
a 500 tis. K
a 5 let

The vast majority of banks charge a fee for the provision of a fee. Only GE Money does not charge a comparable fee. However, expensive money comes in GE Money, which is paid for in advance, pay for it 5% of the balance of the fee. Other banks are not punished with an additional fee, or for it the same 1% of the remaining unpaid deposits. During the payment, you can pay a small fee of 200 and 300 K for the first year.

Bankyears
rate
ron
Fees
for provided
spicy
paid
esk
spoitelna
11 %2500 Kyou can
free of charge
GE Money8,3 a
11,9 %
free of charge5% from the ship
vru,
mine. 1000 K
Comern
Bank
prmrn
9 %
0,6 %,
mine. 1000 K
you can
free of charge
Potovn
spoitelna
10,1 %
fixation
for 1 year
500
a 3000 K
1% from the ship
vru
Raiffeisenbank
(eBanka)
6,7 a
12,5 %
0,5 %,
mine. 5000 K
1% from the ship
vru,
mine. 5000 K
Unicredit bank
(ivnostensk
Bank,
HVB)
does not share0,5 %,
mine. 5000 K,
max. 25 000 K
companion
charge
became
hum

By default, banks require this type of bank to be blank. In the event of non-compliance, the bank will be able to supplement this non-compliance agreement with its contents so that the amount corresponds to the amount of the outstanding debt. Potovn spoitelna then advertises Mal podnikatelský vr up to 100 thousand K completely without guarantees.

BankHow long can you take a pension?
esk
spoitelna
confessed within 24 hours,
transfer immediately after t
GE Moneypedbn approved immediately,
pensions until the next day
from the signing of the contract
Comern
Bank
usually 3 days
Potovn
spoitelna
up to 2 days
from the signing of the contract
Raiffeisenbank
(eBanka)
enough to judge,
board within 24 hours
from the signing of the contract
Unicredit bank
(ivnostensk
Bank,
HVB)
prmrn 1 tden

You can get a pension for your business relatively quickly. Banks usually promise pensions within two and three working days.

Banks approach the required documents very differently. In addition, Potovn spoitelna wants to look into your ethnicity and requires a tax return for two counting periods. On the other hand, Komern banka now does not need tax and financial statements at all, and therefore does not manage your income.

When we omit Potovn spoitelny from the SOB group, SOB itself does not lead an uninteresting classic vr for small entrepreneurs in its offer. It recommends that less entrepreneurs be allowed to pay over or credit cards. The disadvantage of this type of financing is usually years (eg peer here at SOB for 15.75% ron), which, however, balances the flexibility of these products. It is possible to draw and pay within the set limit at any time and without penalty fees and can be kept at hand as an immediate reserve.

In addition to the ones listed here, you will of course find many other offers on the market, especially eel. Entrepreneurs can use temporary money, credit cards with credit limits, or combine the products as needed. Banks have been fighting for small and medium-sized businesses lately, and their offer for them is constantly growing.

Heath IM Provement